Adding a second storey is one of the most transformative ways to expand your home, but its success hinges on three critical questions: Is it structurally feasible? Can you afford it? And will your local council approve it? This comprehensive guide provides the practical tools you need to assess your project’s viability, create a realistic budget, and navigate the approval process, all before you invest in professional consultations.

What You’ll Learn in This Guide:

  • Check Your Foundations Before Anything Else – The most important first step is to see if your home can physically support a second story. You can do a quick initial check yourself for any major red flags, like large diagonal cracks in the walls. This will help you decide if it’s worth paying a structural engineer for a full assessment.
  • Budget for the Total Project, Not Just the Build – The real cost of an extension goes far beyond the price per square meter. Remember to factor in an extra 10-15% for professional fees (architects, engineers) and another 15% as a contingency fund for unexpected issues. This total project cost is the number you should use when comparing it to the cost of moving.
  • You Will Almost Certainly Need Full Planning Permission – Don’t assume you can build a two-story extension under permitted development rights, as this is very rare. You should expect to submit a full planning application, which means the council will have to approve your design based on its size and impact on your neighbours.

How to Tell if Your Foundation Can Support a Second Storey

While only a qualified structural engineer can provide definitive confirmation, you can conduct a preliminary “Red Flag Assessment” in under an hour. This involves a visual inspection for structural concerns and reviewing your property documentation to identify your foundation type as specified in the original building plans.

The 5-Minute Foundation Red Flag Checklist

Complete this simple assessment to gauge your foundation’s potential:

  1. Crack Check: Are there diagonal wall cracks wider than a 20-cent coin? (Y/N)
  2. Original Plans: Do your house plans specify “strip footings” or “raft slab” foundations? (These typically offer better load distribution) (Y/N)
  3. Soil Classification: Is your property built on reactive clay soil (Class H, E, or P under AS 2870)? (Y/N)
  4. Mature Trees: Are there established trees within 5 metres of your proposed extension? (Y/N)
  5. Age Factor: Was your home built before 1980 when foundation standards were less stringent? (Y/N)

What Your Results Mean:

Answering “Yes” to questions 1, 3, or 5, or having no documentation for question 2, indicates that a structural engineer’s assessment is essential. Even answering “No” to all questions doesn’t eliminate the need for professional evaluation, it simply suggests fewer obvious obstacles.

Immediate Action Items:

  • Walk your home’s perimeter and photograph any visible cracks
  • Locate your original building documentation (often filed with your property title or council records)
  • Request a soil report from your local council if unavailable

How Much Does a 2-Storey Extension Cost?

Expect to budget between $3,500 to $5,500+ per square metre for a second storey extension in Australia. A typical 60m² extension (approximately 3 bedrooms and a bathroom) will likely cost between $210,000 and $330,000 for construction, plus 10-20% for professional fees and contingency.

Second Storey Extension Budget Calculator

Second Storey Extension Budget Calculator

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Typical 3-bedroom extension is 60-80m²
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What's Included: This estimate covers construction, architect & engineering fees, council approvals, and your contingency buffer.

Additional Costs to Consider: Temporary accommodation, premium kitchen/bathroom fit-outs, landscaping repairs, and furniture.

Common Mistakes: 3 Costs Everyone Forgets

  1. Premium Finishes: Kitchen and bathroom fit-outs can add $30,000-$80,000 beyond basic construction
  2. Temporary Accommodation: Budget for 3-6 months of alternative housing during structural work
  3. Service Upgrades: Electrical boards and plumbing often require expensive updates to meet current Australian Standards (AS/NZS 3000:2018 for electrical installations)

Do I Need Planning Permission for a 2-Storey Extension?

In Australia, you’ll need both planning permission (Development Application) and building approval (Building Permit/Certificate) for virtually all second storey additions. Unlike single-storey extensions that may qualify as Complying Development in some states, second storeys require full council assessment due to their impact on neighbours and streetscape. Navigate your approval requirements:

  • Start → Will the extension exceed your area’s height limits? → YES = Full DA Required
  • NO → Will it reduce neighbour’s solar access below council minimums? → YES = Full DA Required
  • NO → Will it create overlooking into neighbour’s private open space? → YES = Full DA Required
  • NO → Does it comply with your area’s Floor Space Ratio? → NO = Full DA Required
Planning Permission Flowchart Navigate your approval requirements Start Will the extension exceed your area’s height limits? YES Full DA Required NO Will it reduce neighbour’s solar access below council minimums? YES Full DA Required NO Will it create overlooking into neighbour’s private open space? YES Full DA Required NO Does it comply with your area’s Floor Space Ratio? NO Full DA Required YES Complying Development Likely

Understanding Key Planning Controls

Solar Access Requirements: Most Australian councils require that your extension doesn’t reduce your neighbour’s solar access below minimum standards, typically 2-3 hours of direct sunlight to living areas and private open space between 9am and 3pm on June 21 (winter solstice).

Overlooking and Privacy: The Building Code of Australia (under the National Construction Code) and local Development Control Plans typically require:

  • 9-metre separation between habitable room windows
  • Privacy screens for balconies and windows within 9 metres of boundaries
  • Highlight windows or obscure glazing where privacy cannot be achieved

Is a Double-Storey Extension Worth It?

A second storey extension makes financial sense when its total cost is substantially less than the combined expense of selling and buying a larger home in your area. Factor in stamp duty (which can exceed $50,000 on median-priced homes in Sydney or Melbourne), agent fees, and moving costs. This decision-making process shares similarities with choosing between a knock down rebuild vs renovation.

Factor Extending Upward Moving House
Financial Outlay Project Cost + Professional Fees Stamp Duty + Agent Fees (3-4%) + Price Difference
Return on Investment Typically adds 50-80% of cost to property value Dependent on market timing
Disruption Timeline 9-12 months (can partially live in) 3-6 months (must vacate)
Outcome Control Complete customisation Compromise on existing layout
School Zones Maintained May need to change

Best For:

  • Choose to Extend if: You’re in a premium location, established school catchment, or have unique site advantages (views, corner block, heritage streetscape)
  • Choose to Move if: You need substantial land area changes, require different suburb amenities, or your property has heritage restrictions

How Long Does a 2-Storey Extension Take to Build?

Plan for a 10-14 month journey from initial concept to completion. This includes 4-5 months for design and approvals, followed by 6-9 months of construction.

The 8-Stage Project Timeline

  1. Feasibility & Budget Assessment (Month 1): Complete the assessments in this guide
  2. Professional Team Assembly (Month 2): Engage architect, structural engineer, and possibly a town planner
  3. Design Development (Months 2-3): Iterate designs balancing your needs with planning constraints
  4. DA Submission & Assessment (Months 4-6): Council review period (typically 40-60 business days)
  5. Construction Certificate/Building Permit (Month 7): Detailed documentation and certification
  6. Tender & Builder Selection (Month 8): Obtain minimum three quotes from licensed builders
  7. Construction Phase (Months 9-13): Foundation strengthening, frame erection, roofing, fit-out
  8. Occupation Certificate & Handover (Month 14): Final inspections and compliance sign-off

Quality Assurance Checkpoints

Ensure your builder provides:

  • A fixed-price contract (HIA or MBA standard contract)
  • Home Warranty Insurance (mandatory for work over $20,000 in most states)
  • Clear milestone payment schedule tied to completed stages
  • Regular private certifier or council inspections at critical stages

The most successful projects are those where homeowners enter with eyes wide open to both the challenges and opportunities. With proper planning and the right professional team, your second storey extension can deliver the space your family needs while adding substantial value to your greatest asset. Would you like a quote on creating your dream second storey? Given Jonathan Homes a call today – we’d be glad to help!

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